We’ve had several water damage mitigation projects in recent weeks. Many of them have been for claims covered by insurance policies. In our experience, the property owner who is familiar with the coverage defined in the policy as well as any applicable deductible amounts will be better prepared to work with adjusters to achieve a satisfactory outcome. It’s always advisable to review policy coverages, at renewal, to be certain policy definitions and deductible amounts are understood.
Insurance agents are happy to assist their insured and to advocate for them so that coverage is provided as defined by the policy. Experienced adjusters will work to expedite the return of property to pre-loss condition as defined by the policy. Reputable abatement and restoration companies, working on insurance claims, will provide property owners and adjusters with current pricing lists.
Water damage insurance claims can be resolved constructively when there is common purpose and effective communication.