Water damage from pipe breaks concealed in subfloor, wall, and ceiling cavities can have devastating consequences for property owners. It is not uncommon for slow leaks to develop in plumbing runs behind building materials. Typically, mold is visible by the time water damage is discovered.
Diligent record keeping and proactive communications with insurance agents, insurance adjusters, and contractors will support claims of water damage losses and mold growth caused by water damage. Always review insurance policies for specific information and request clarification from your insurance agent.