Insurance Claim Recovery
Consumers have help in resolving insurance claim disputes....
Investigating Insurance Company Profits
Maine insurance adjusters, are generally honest and credible. NPR is broadcasting a shocking and informative investigation of gross malfeasance under the flood insurance program, which the U.S. taxpayer subsidizes if there are not enough funds to cover large scale catastrophic losses. Sept. 20: Business of Disaster Who...
Insurance Claims
Winter weather can cause a lot of property damage, especially from frozen pipes resulting in water damage with associated loss. Insurance policies can be very confusing to property owners in the midst of the chaos of property damage. Typically, insurance agents are very good at...
Water Damage Mold Growth Connection
The National Institutes of Health in the US National Library of Medicine published an article, Associations between Fungal Species and Water-damaged Building Materials, which references information regarding mold growth in water damaged buildings as well as different methods of sampling mold growth. "Most water damage indoors...
FEMA Flood Map Changes
Recent changes have been made to flood zones, potentially increasing property insurance requirements on mortgages. The Bangor Daily News published a piece on the changes and the impact on various geographical locations in Maine. Property owners are not always aware of the calculation used to...
Insurance Statistics
The Maine Bureau of Insurance publishes a lot of information. Homeowner Insurance Complaint Comparisons will be helpful when property insurance is due to renew. United Policyholders offers good advice on purchasing insurance and making the most of potential discounts as well as information specific to each...
Maine Bureau of Insurance
Winter brings pipe breaks and water damage, the Maine Bureau of Insurance offers this advice to homeowners in the claim resolution process- "If you and the insurer still disagree about the value of the claim, review the appraisal provision in your policy. It is a simplified...
Homeowners Insurance
Insurance policies may renew at the end of the year. Reviewing policy coverages in November will better prepare you for purchasing insurance that best suits your needs. The National Association of Insurance Commissioners publishes an informative guide here. CNNMoney offers an informed list of consumer tips...
Property Insurance Content Loss
Insurance companies approach property damage claims, including mold remediation and water damage mitigation, and replacement value for unsalvageable items through the adjustment process. CodeBlue, a claims management company, offers unique insight into the procedure used to determine content values and avoid cost overruns for insurance...
Property Insurance Claims
Not all insurance companies respond immediately to property damage claims by sending an adjuster to review property loss and damages. The appearance of an adjuster on site can take several days or weeks. There are instances where property loss is desk adjusted by insurance company...